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I only bring this up because this week, I paid off the final 74 cent balance on my student loans. That's right, 74 cents. Apparently, the government doesn't have the same "wipe any balance less than a dollar" policy that most major credit cards have. So, the above photo is me briefly before my "Student Loan Adventure" began, roughly 11 years ago. Scary to think how much has changed in that time. Of course, after stumbling across this photo, it's clear that I'm still a smartass. Maybe just an older, wiser smartass.
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